Join our client’s Credit team on an 18-month graduate programme combining hands-on credit portfolio experience with three varied rotations, including an international assignment. You will support the assessment and monitoring of secured lending for private clients while developing practical expertise in credit risk, financial analysis, regulation and relationship management.
What you’ll do
- Support the management of the Guernsey branch’s credit portfolio as part of a small, dedicated team.
- Develop an understanding of the organisation’s internal risk framework and relevant external regulatory requirements.
- Assist with the daily monitoring of credit exposures, including the handling of excess positions.
- Provide advice and guidance to Relationship Managers on credit-related enquiries and issues.
- Prepare credit proposals, including background research on applicants and analysis of financial statements.
- Oversee the preparation and completion of loan and security documentation.
- Assist with periodic reporting and ongoing project initiatives.
What you will need
- A bachelor’s degree, preferably in a relevant subject such as Business and Finance, Accountancy, Economics or Law, completed or due to be completed within the programme’s eligibility window.
- An analytical mindset and a keen eye for detail.
- Strong interpersonal skills and the confidence to communicate and present effectively to individuals at all levels.
- Strong working knowledge of Microsoft 365 applications, particularly Excel and Word.
- A strong work ethic, enthusiasm for learning and a willingness to undertake professional study in due course.
- An interest in financial and real estate markets.
Why join
- Develop a taiored and specialist career path while growing personally and professionally.
- Gain international financial services experience and collaborate with diverse teams.
- Learn from experienced industry professionals and peers while building a strong network.
- Contribute to meaningful projects from the outset.
More information about this role is available upon request – contact the team today for further details.
